Spare change

Your main character Chelsea (or Thomas) has $5,000 they have saved or inherited. Given these 3 choices what would your character do with the money and why? Some backstory might help you make the decision and help the reader understand their reasoning. We always need to remember that our characters are not us. What would they do if they were a different person than you? Maybe even totally opposite.

1. Pay off their credit cards and put the remainder in the  bank.

2. Give some money to the local legal service which provides legal help such as landlord, overcharges on debts, Spectrum and owing the hospital for surgery for low income people.

3. Give money to a Food Bank or “clothing closet” at a shelter for clothing and warm jackets to benefit the homeless.